SIP Calculator – Monthly SIP, Step-Up, Lumpsum & Goal Planner

Monthly investment (₹)

Expected return (% a year)

Time (years)

Increase SIP every year by%

Show in today's money (6% inflation)

Estimated value

₹0

You investGrowth

How it grows, year by year

Year 1

Returns from mutual funds are not guaranteed. This uses a steady yearly return to show the idea of compounding; real returns go up and down.

What is the SIP Calculator & Wealth Planner?

SIP Calculator & Wealth Planner by Assignment Lab is a free online tool. See how your monthly SIP grows, add a yearly step-up, compare with a lumpsum, and find the SIP you need for a goal.

At a glance

Price: Free. No sign-up, no watermark.
Works on: Phone, tablet and computer, in any modern browser.
Privacy: Runs in your browser. Your text and files are not uploaded.
Made by: Assignment Lab, free tools for students in India.

How to use the sip & wealth planner

Pick Monthly SIP, One-time (lumpsum) or Plan for a goal.
Set the amount, the return you expect and how many years.
For a SIP, add a yearly step-up: raising it by 10% a year makes a big difference. The bars show how the money grows.

Frequently asked questions

What is a step-up SIP?

You raise your monthly SIP by a fixed percentage every year, usually as your salary grows. Even a 10% yearly increase can almost double the final amount over 15-20 years.

What return should I expect?

Nobody can promise one. Many people plan with 10-12% a year for equity funds over long periods, and less for debt funds. This calculator shows the effect of compounding, not a guarantee.

Is it free?

Yes. The SIP Calculator & Wealth Planner on Assignment Lab is completely free with no sign-up, and it works right in your browser. Nothing you type or add is uploaded.

SIP Calculator & Wealth Planner